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What is a faxless payday loan? Basically, a faxless payday loan is a loan which can be applied for where the lender does not demand documentation sent via the fax. A faxless payday loan is offered by payday lenders to individuals seeking a solution to immediate, urgent, short term cash needs. When it comes to a faxless payday loan, the individual that receives funds from a payday lender will be required to repay the funds received, plus any applicable fees, when the next payday arrives.

Unlike some payday loan lenders that require that a potential borrower fill out an application and then fax documentation to prove the status of one's employment or identity, some payday lenders offer faxless payday loan options. The latter act actually speeds up the approval process for a payday loan and ensures that the potential borrower receives funds in the fastest fashion possible. When applying for a faxless payday loan, the applicant will not be forced to submit a copy of one's driver's license, birth certificate, or pay stub information. Instead, an application is filled out and the payday lender uses other verification processes to approve a faxless payday loan. In some instances, a potential borrower may be surprised to find that he or she is approved for a faxless payday loan in a little over an hour's time.